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Descriptions of cover on this website are not a full list of policy conditions, exclusions or limitations. We strongly suggest you read the relevant Product Disclosure Statement &/or Policy Wording before making any decisions about purchasing an insurance product or recommending these products to your clients. As a broker you agree not to pass on any advice contained within this website to your clients or incorporate it into advice you may provide. Persons other than insurance brokers who view this website should not rely on any information contained within the site to make a decision about whether to acquire, change, dispose of an insurance product or make any claim decision or determination without further advice from their insurance broker.

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